Annual Reference · 2026 Edition

The Cost of Moving to Australia Index

Every number verified. Every source named. Updated each July.

Compiled by Maria Osborne · Senior HR Professional · July 2026

This index compiles what a move to Australia actually costs in 2026, in one referenced page. It exists because the numbers movers find online are scattered, stale, or invented, and because journalists, community moderators, and movers themselves keep needing a source they can check. Every figure below is either a published government charge or a realistic range verified for the Australia Ready guide library in July 2026, with the verification sources listed in the methodology at the end.

The headline figure. For a couple relocating to an Australian capital city on a skilled pathway, the conservative planning range is AUD $40,000 to $80,000 all-in before income stabilises: setup costs of $15,000 to $45,000, up to three months of living costs at $15,000 to $25,000 where income is not immediate, and a buffer of $5,000 to $10,000. Singles, working holiday makers, and movers with immediate income land well below this range.

Government visa application charges (2026)

PathwaySubclassMain applicant charge (AUD)
Working Holiday417$670
Employer Nomination Scheme186$4,770
Skilled Independent189$6,135
Partner (combined stages)820/801$9,365

Charges are per main applicant; partners and children add further charges. Skilled pathways usually also require a skills assessment before lodgement: for registered health professions the assessment and registration process runs AUD $2,000 to $5,000 and 6 to 12 months, and every assessing body sets its own fees and timelines. Employer-sponsored roles carry a legal salary floor, the Core Skills Income Threshold, at $79,499 from 1 July 2026. Charges change most years at 1 July; confirm current figures at immi.homeaffairs.gov.au.

Getting there: flights and shipping

ItemRealistic range (AUD)
Long-haul economy return, UK to Sydney, peak season (reference corridor)$2,500-$4,000
Shipping container, household$5,000-$10,000

The consistent finding across corridors: shipping is where movers overspend. Selling furniture at home and buying second-hand on arrival is often cheaper, but only if the empty-rental furniture buyout below is budgeted, because Australian rentals come without a fridge or washing machine.

Arrival setup costs (capital city)

ItemRealistic range (AUD)
Rental bond (4 weeks rent, lodged with the state authority)$3,000-$4,500
Rent in advance (2 weeks)$1,500-$2,250
Furniture buyout for an empty rental$4,000-$8,000
Temporary accommodation, 2-4 weeks$2,000-$5,000
Utility bonds and connections$200-$400
Internet installation$0-$300
Used car, if needed$10,000-$25,000
Car registration (annual)$700-$1,200
Comprehensive car insurance (annual)$1,200-$2,500
Driver licence conversion$50-$300
Setup total$15,000-$45,000+

The two decisive line items: the rental entry (bond plus advance typically lands as one hit of $5,000 to $8,000 for a couple), and the car, where deferring the purchase in a city with usable public transport removes $12,000 or more from the bill in one decision.

Monthly living costs once landed (couple, no children)

ItemSydney / MelbourneBrisbane / Perth / Adelaide
Rent, 2-bedroom apartment$3,500-$4,500$2,200-$2,800
Groceries$800-$1,200
Childcare (per child, per day, after subsidy)$50-$120

Recommended liquid funds on landing: at least AUD $15,000 to $20,000 for a couple in a capital city, extended to three months of living costs where income will not start immediately.

The avoidable losses

Three costs in the data are not fees at all; they are avoidable losses that recur across corridors:

Methodology and citation

Figures are compiled from the Australia Ready guide library, verified in July 2026 against official Australian sources: visa charges and thresholds from the Department of Home Affairs (immi.homeaffairs.gov.au), tax settings from the ATO (ato.gov.au), workplace minimums from the Fair Work Ombudsman (fairwork.gov.au), and market ranges (rents, vehicles, furnishing, shipping) from published market data cross-checked against settled-arrival experience. Ranges are deliberately conservative planning ranges, not best cases. The index is updated each July when Australian government charges reset; this edition reflects charges current at 1 July 2026.

Citing this index: you are welcome to reference this page with attribution as "Australia Ready, Cost of Moving to Australia Index 2026" with a link to this URL. For media or data questions, contact hello@australiaready.com.au.

For the narrative version of these numbers, read how much it really costs to move to Australia. For the whole journey in order, start with the complete orientation.

Turn the numbers into a plan

Every Australia Ready guide includes the budget calculator and the week-by-week landing sequence behind these figures, tailored to your corridor or occupation.

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Or start with the free pre-departure checklist.

About the author. Maria Osborne is a senior HR professional with more than fifteen years on the employer's side of Australian migration, hiring and relocating people to Australia inside some of the country's biggest companies. She is the author of the Australia Ready guides.